Say Goodbye to Money Anxiety

Yes. We offer the initial consultation and coaching plan at no cost or obligation to you.  There is no trick or bait and switch.  Our goal is to help others win with money and we want to talk to as many people as possible.  The rest will take care of itself.

No.  Dave Ramsey's Financial Peace University (FPU) is an excellent foundation to personal finance and is usually a group oriented course.  Financial Coaching offers a more tailored and private opportunity to build on FPU foundations with the added benefit of individual attention without group distractions.

Time to have honest conversations.  Do you have cable or satellite TV?  Do you have unlimited data or add on services with your cell phone plan?  Do you ever eat at restaurants?  Do you pay greens fees or nail salon fees?  Do you go to the movies, concerts or professional sporting events?  These things drain more from your monthly finances that you probably know.  Extra funds can be generated by having a garage sale, picking up side work for a meal delivery service,  taking an extra shift at work or selling items on eBay or Craig's list.

Money problems are the #3 cause of divorce in the U.S. today.  The real question is what is it costing you to do nothing?

If you prefer to meet in person and live in the central Kentucky area arrangements are made during your free consultation.

We do not share, reproduce, discuss your personal financial situation outside or our coaching sessions.  Your identity remains known only to your coach.  We do not ask for your tax returns, bank statements or other financial documents unless you need our help in reading and understanding their impact on your finances and your goals.  We are committed to your privacy.

No.  We have completed the Dave Ramsey Master Training plan and are certified by the Ramsey organization as a Financial Coach.  We are independent and operate The Budget Coach USA under Campforlife LLC.  Most importantly, we live in the baby steps and "practice what we preach."  Our family is on baby step 7.

Yes.  Winning with money takes the cooperation of both.  If both of you are not in agreement on how to manage your money it is nearly impossible to sustain any success.  We recommend that you have honest uninterrupted conversations about your challenges, goals and dreams.  The good news is that many couples find taking the time to truly talk about their money position and goals is enough to get moving in the same direction.

Our budget coaching services are the same as financial coaching services.  Our goal is to help you cut thru the clutter in your thinking and win with money.  Our budget coach helps you identify errors in your financial mindset so you can achieve the goals you want.

Yes.  We are an online financial coach.  We meet with our clients via Google Meet.  Online financial coaches offer flexible scheduling and efficient use of your time while maintaining the personal touch of face-to-face interactions.